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KEEP ALL

YOUR MONEY

NO SIGNUP FEE. NO EARLY TERMINATION FEE. NO CONTRACTS. NO MONTHLY PROCESSING FEES.

WHEN CUSTOMERS PAY BY
CREDIT CARD,
THEY ALSO
COVER THE FEE

The Liberate Payment solution is the Cash Discount program offered by Create Payments. At the time of purchase, the customer is given the option to either pay using a no-fee method (such as cash) or pay an additional cost of 3.5% if they pay by credit card. The choice is the customers. Either way, the
business owner keeps 100% of the transaction.

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We provide a free terminal for
all brick-and-mortar locations.

The customer will be notified at the time of the
transaction as to the additional fee 3.5% fee for the
use of a credit card. The customer can then choose to
either pay with card or pay using another method.

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Complete an order over
the phone or anywhere
in the world using our
free virtual terminal.

Our intuitive, easy-to-use software can be
accessed on any web browser and requires
no additional equipment to use.

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Your customers can pay seamlessly online through our
100% secure portal.

Additionally, you’ll have access to the following features:

  • Cybersafe
  • Hosted Payments Page
  • Quick Books Integration
  • Robust Reporting And Much More

IS IT LEGAL?

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Over the past decade, tens of thousands of business owners across America have been offering a cash discount to their customers to offset credit card processing fees. Here is some of the language from the Federal Trade Commission website:

A PCN (Payment Card Network) cannot stop you from offering your customers a discount or another incentive for using a certain method of payment, as long as you offer it to all your customers and disclose the offer clearly and conspicuously. For example, you can offer your customers a discount or a coupon if they pay with cash or a debit card rather than a credit card…” Read more

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